Which accounting software should you choose as a self-employed worker in Quebec?

The short answer: a self-employed worker in Quebec needs software that calculates the GST and QST, prepares the tax remittance, and gathers the amounts for the T2125 (federal) and the TP-80 (Quebec) for the income tax return. If you mainly want to invoice and manage projects, an all-in-one management tool works well. If you mainly want your taxes and your return ready without the effort, choose a tool built for Quebec taxes, such as MKronos.

Here is how to sort it out.

What a self-employed worker in Quebec really needs

Most accounting software is designed for small and medium businesses, with payroll, inventory and a general ledger. A self-employed worker has simpler but very specific needs:

• GST and QST, tracked separately. In Quebec, Revenu Québec administers both taxes and you file a single return. The software should calculate the taxes collected on your income and the taxes you can recover on your expenses (ITCs and ITRs).
• The tax remittance. A report that gives the amounts to enter in your GST and QST return, for each period.
• The T2125 and the TP-80. Business income and expenses are reported on two forms: the T2125 federally and the TP-80 in Quebec. A good tool sorts your expenses by their lines.
• Receipts. Keeping them and matching them to the right expense, ideally without typing everything by hand.
• Self-employed deductions. Home office, vehicle (with a trip log) and capital cost allowance (CCA).
• The $30,000 threshold. A warning when your sales approach the point where tax registration becomes mandatory.
• Your accountant. Giving them access to your numbers, or handing over a clean report.

Depending on your situation, add invoicing, time tracking or project management.

The main types of software

Information about other software comes from their websites, checked in October 2026. Prices and features change: check them before you choose.

Free or simple Quebec software

Finance D is free Quebec software that you install on Windows or Mac. It calculates the GST and QST, shows a summary modelled on Revenu Québec's return form, and lets you create invoices. Expenses are entered by hand. Its website is in French.

A good choice if your budget is zero and you keep your own books on a single computer.

Online Quebec accounting software

Mes Livres Comptables is online software developed in Sherbrooke, in French, for self-employed workers, small businesses and non-profits. It separates the GST and QST, prepares remittances and reads photographed receipts. Its Standard plan is listed at $7.99 per month when paid annually, and a Premium plan adds payroll, among other things.

A good choice if you want full online accounting, with payroll possible later.

All-in-one management tools

Kiwili brings together invoices and estimates, purchase orders, clients, projects, time tracking, expenses and accounting. Other tools, such as Momenteo, also focus on invoicing and client management.

A good choice if your days revolve around estimates, projects and billable time.

International solutions

QuickBooks, Wave, FreshBooks, Xero and Zoho Books are widely used and full-featured, especially for invoicing and general accounting. They are built for a broad market: check that they handle the QST the way you need and that they prepare the TP-80 amounts, not only the T2125.

A good choice if you already have an accountant who works with one of them.

MKronos, built for self-employed taxes in Quebec

MKronos does not try to do everything: it focuses on what weighs most on a self-employed worker in Quebec, taxes and the income tax return.

• Your GST and QST are calculated on every transaction, and your GST/QST remittance report is ready for each period.
• Your expenses are sorted by the lines of the T2125 and the TP-80, and the report is ready for tax season.
• Receipts you email to your MKronos address are read for you: the amount and taxes are captured and matched to the right expense.
• The home office, vehicle and CCA modules handle the calculations specific to self-employed workers.
• MKronos warns you as you approach the $30,000 threshold.
• You can invite your accountant, who reviews your data without your password.
• The app is in English and French, and your database is hosted in Canada.

MKronos is built by the team at MK Gestion, a Montreal tax preparer accredited for electronic filing with the CRA and Revenu Québec. A free plan lets you start with no credit card, and paid plans start at $9.99 per month.

Which one fits your profile

No software replaces your own judgment or, when needed, a professional. But the right tool saves you the shoebox in April and the last-minute tax recalculations.

Sources

• Revenu Québec: GST and QST returns
• Revenu Québec: form TP-80, Business or Professional Income and Expenses
• Canada Revenue Agency: form T2125, Statement of Business or Professional Activities
• Finance D, Mes Livres Comptables and Kiwili, websites checked in October 2026

This article provides general information, current as of its publication date. It does not replace advice from a professional who knows your situation.